Chekku Credits · Cooperatives
Credit for your membersin farmingfrom a chat.
Your cooperative's members request credit by chatting on Telegram: a harvest advance, working capital or a personal loan. The bot fills your form, collects their ID and signature, and the request reaches Chekku ready for review.
Chekku Credits
bot
Animation: a member requests a harvest advance on Telegram; the bot understands the amount and purpose, asks for a photo of her ID and her signature, shows a summary, creates the request and later lets her know it was approved.
01 · Members
Every member, with their code and phone.
You register your cooperative's members in Chekku: name, unique code, phone and whatever you need about their work, like the farm, the route or the workshop. That record is the key: the bot recognizes each member and every request stays linked to them.
- Import your member roster in bulk
- A unique code per member, assigned by Chekku
- Verified phone when they share their contact
- Request history per member
How the bot recognizes them
They share their contact
Telegram sends the member's verified phone number.
Or type their code
For example, MV-2291.
María López
La Ceiba farm · MV-2291
02 · Dynamic forms
You design the form. The bot learns how to ask it.
The request is a Chekku form: you decide the fields, which are required and which appear depending on another answer. When you change it, the bot asks differently from the next message, with no code.
- Numbers, choices, text, photos and signature
- Conditional fields, like the reason only when they pick “Other”
- Required and optional, just like in the app
- Sequence numbers and internal fields the member never sees
Harvest advance request
Form · 7 fields
- Requested amountNumber
- What will you use the loan for?Single choice
- Remittances you receiveNumber
- How do you get paid?Single choice
- ID cardPhoto
- SignatureSignature
How the bot asks it
Number → typed in the chat
03 · The bot
Let members tell it their way.
Once identified, the member chooses: tell everything in one message and let the assistant sort the data, or go step by step with buttons. Either way the bot only asks for what's missing, shows a summary and sends nothing without their confirmation.
- Conversational or step by step, the member's choice
- Choices are always answered with buttons
- Summary and confirmation before the request is created
- A request code as soon as it's created
✍️ Tell it all in one message
The assistant extracts each field and only asks for what's missing.
🧭 Step by step
One item at a time; choices are always buttons.
Summary before sending
Members review and fix things before confirming.
Adapts to their answers
Only asks the fields that apply.
Photos and signature in chat
ID by photo and signature from a link.
Their requests at hand
With /solicitudes they see each one's status.
04 · Operational flow
Your team decides. The member knows right away.
Every request lands in Operations with its code, the member and the full form. Your team moves it through your cooperative's statuses, and every change reaches the member in the same chat where they asked.
- Board and list of requests by status
- Statuses and transitions tailored to your cooperative
- History of who moved each request and when
- Automatic notice to the member on every change
Credit requests
Operations · Harvest advance
New
María López
José Martínez
In review
Ana Rivera
Approved
Luis Pineda
Rejected
Carlos Mejía
What the member gets
Waiting for a status change…
Activity
Created from Telegram
NTW-000128 · 09:24
Telegram today. WhatsApp and web next.
It works the same for farming, savings & credit or transport cooperatives. The channel changes; the members, the form and the approval flow stay the same in Chekku.
No new app for members
They use the chat already on their phone.
One form, any channel
What you design in Chekku is asked the same way on every channel.
Every status reaches the chat
Review, approval or missing information, instantly.